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If you’re shopping for groceries without getting anything back, you’re missing an easy way to stretch your food budget. Gift card apps like Fluz make it possible to earn cashback on every grocery run—without changing your routine. Whether you shop at Kroger, Safeway, Whole Foods, or another major chain, you can unlock extra savings just by adjusting how you pay.

How It Works: Simple Cashback, No Coupons Required

Fluz gives you instant cashback when you buy digital gift cards for everyday purchases—including groceries. Instead of swiping your debit or credit card at the register, you purchase a gift card through the app for the exact amount of your bill and pay with that.

For example:

  • You’re at the checkout line at Kroger. Your total is $82.
  • Open Fluz, search for Kroger, and buy an $82 gift card instantly.
  • Use the barcode or card number to pay—just like cash.
  • Fluz deposits cashback into your account, often within seconds.

No need to pre-plan or load your wallet with unused cards. You’re buying only what you need, when you need it.

Where to Get the Best Grocery Gift Card Cashback

Fluz partners with a wide range of grocery stores, making it easy to save where you already shop. A few top choices include:

Cashback rates vary, but they typically range from 1–5%. Some promotions offer even more during seasonal events or retailer campaigns.

Stack with Loyalty Programs for Maximum Value

Here’s where Fluz really shines—its rewards stack with other programs:

  • Use Safeway for U card for discounts.
  • Pay with a Fluz gift card to earn cashback.
  • Link your purchase to a rewards app like Ibotta for additional rebates.

In one trip, you could earn rewards from your store’s loyalty program, cashback from Fluz, and rebates from Ibotta—all for the same purchase.

How to Get Started with Fluz

  1. Download the Fluz app using this link.
  2. Set up your payment method (bank account or credit/debit card).
  3. Find your grocery store in the app.
  4. Buy a gift card for your purchase total.
  5. Pay in-store or online using the digital card.

Fluz charges your linked bank or card after the transaction and doesn’t require a physical gift card. You can also save receipts, track your cashback, and view past transactions in the app.

Bottom Line

You already spend money on groceries—why not earn some of it back? By using Fluz to buy digital gift cards at checkout, you can make your weekly grocery trip more rewarding. From Kroger to Whole Foods, it’s one of the simplest ways to save money at grocery stores with gift cards.